.vsm-fin{--red:#d8272b;--red-soft:#e04a4a;--red-dark:#b81f23;--navy:#303c7b;--navy-soft:#5568b8;--white:#fff;--black:#0f0f0f;--dark-grey:#292929;--brown:#332b23;--off-white:#f9f9f9;--warm:#f5f3ef;--cream:#edece8;--bg-base:var(--off-white);--bg-elevated:var(--white);--bg-warm:var(--warm);--bg-cream:var(--cream);--bg-dark:var(--black);--text:#020101;--text-mid:#666;--text-light:#707070;--text-faint:#bbb;--d1:#fffffff2;--d2:#ffffffb3;--d3:#ffffff73;--d4:#ffffff40;--success-bg:#e8f4ea;--success-fg:#2d6a35;--warning-bg:#fff8e1;--warning-fg:#c77800;--error-bg:#d8272b14;--error-fg:var(--red);--rating-star:#ffb800;--grad:linear-gradient(135deg, var(--navy), var(--red));--grad-footer:linear-gradient(135deg, var(--navy) 0%, #3a2060 40%, var(--red) 100%);--grad-hero:linear-gradient(180deg, var(--off-white) 0%, var(--warm) 100%);--border-hairline:#0000000f;--border-soft:#00000014;--border-medium:#0000001f;--border-strong:#0003;--border-on-dark:#ffffff1a;--border-on-dark-strong:#fff3;--glass-bg:#ffffff73;--glass-bg-stronger:#ffffff8c;--glass-bg-strongest:#ffffffbf;--glass-border:#fff9;--glass-blur:blur(24px) saturate(1.2);--glass-shadow:0 8px 32px #0000000f, 0 2px 8px #00000008, inset 0 1px 0 #ffffffe6;--shadow-card:0 2px 12px #0000000a;--shadow-card-hover:0 8px 24px #00000014;--shadow-deep:0 16px 48px #0000001f;--shadow-inner:inset 0 1px 0 #ffffffe6;--display:"Geometria", sans-serif;--body:"Gilroy", sans-serif;--fs-xs:11px;--fs-sm:12px;--fs-md:14px;--fs-base:16px;--fs-lg:18px;--fs-xl:24px;--fs-2xl:32px;--fs-3xl:42px;--fs-4xl:56px;--fs-5xl:72px;--space-xs:4px;--space-sm:8px;--space-md:16px;--space-lg:24px;--space-xl:40px;--space-2xl:60px;--space-3xl:80px;--space-4xl:120px;--space-5xl:140px;--radius-sm:8px;--radius-md:14px;--radius-lg:20px;--radius-xl:30px;--radius-2xl:40px;--radius-pill:999px;--t-fast:.15s ease;--t-base:.25s ease;--t-slow:.4s ease;--t-slower:.6s ease;--z-base:1;--z-elevated:10;--z-sticky:20;--z-overlay:50;--z-modal-bg:100;--z-modal:110;--z-toast:200}.vsm-fin,.vsm-fin *,.vsm-fin :before,.vsm-fin :after{box-sizing:border-box}.vsm-fin a{color:inherit;text-decoration:none}.vsm-fin img{max-width:100%;display:block}.vsm-fin{font-family:var(--body);-webkit-font-smoothing:antialiased;line-height:1.5}.vsm-fin .btn{cursor:pointer;height:60px;font-family:var(--body);color:var(--white);background:var(--grad);letter-spacing:.2px;white-space:nowrap;border:none;border-radius:50px;justify-content:center;align-items:center;gap:10px;padding:0 28px;font-size:16px;font-weight:500;transition:all .3s;display:inline-flex}.vsm-fin .btn:hover{transform:translateY(-2px);box-shadow:0 12px 28px #303c7b59}.vsm-fin .btn-ghost{cursor:pointer;height:60px;font-family:var(--body);color:var(--text);background:#0000000a;border:1px solid #0000001a;border-radius:50px;justify-content:center;align-items:center;gap:10px;padding:0 28px;font-size:16px;font-weight:500;transition:all .3s;display:inline-flex}.vsm-fin .btn-ghost:hover{background:#00000014}.vsm-fin .btn-dark{cursor:pointer;height:54px;font-family:var(--body);color:var(--white);background:var(--black);border:none;border-radius:50px;justify-content:center;align-items:center;gap:10px;padding:0 28px;font-size:15px;font-weight:500;transition:all .3s;display:inline-flex}.vsm-fin .btn-dark:hover{background:#222}.vsm-fin .hero{min-height:780px;color:var(--text);background:#f5f5f5;padding:80px 0 100px;position:relative;overflow:hidden}.vsm-fin .hero:before{content:"";z-index:1;pointer-events:none;opacity:.04;mix-blend-mode:multiply;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 0  0 0 0 0 0  0 0 0 0 0  0 0 0 0.5 0'/></filter><rect width='200' height='200' filter='url(%23n)' opacity='0.4'/></svg>");position:absolute;inset:0}.vsm-fin .hero-grid{z-index:2;grid-template-columns:.42fr .58fr;align-items:center;gap:80px;max-width:1360px;margin:0 auto;padding:0 60px;display:grid;position:relative}.vsm-fin .hero-canvas{position:relative}.vsm-fin .hero-photos{border-radius:30px;width:100%;height:600px;position:relative;overflow:hidden;box-shadow:0 30px 80px #0006,0 8px 24px #0003}.vsm-fin .collage{grid-template-rows:repeat(6,1fr);grid-template-columns:repeat(12,1fr);gap:0;display:grid;position:absolute;inset:0}.vsm-fin .ci{background:#1a1a1a;position:relative;overflow:hidden}.vsm-fin .ci img{object-fit:cover;width:100%;height:100%;display:block}.vsm-fin .ci.vintage img{filter:sepia(.42)saturate(.85)contrast(.95)brightness(.95)}.vsm-fin .ci:after{content:"";pointer-events:none;position:absolute;inset:0;box-shadow:inset 0 0 0 1px #00000026}.vsm-fin .ci.img-failed{background:linear-gradient(135deg,var(--fb-c1,#3a3a4a),var(--fb-c2,#1a1a2a))}.vsm-fin .ci.vintage.img-failed{background:linear-gradient(135deg,#a8826a 0%,#7a5a48 50%,#3a2a1c 100%)}.vsm-fin .ci.img-failed:before{content:attr(data-fallback);color:#ffffff8c;letter-spacing:2px;text-align:center;font-size:10px;font-weight:600;font-family:var(--body);text-transform:uppercase;justify-content:center;align-items:center;padding:8px;line-height:1.4;display:flex;position:absolute;inset:0}.vsm-fin .ci-tag{letter-spacing:1.2px;color:#ffffffd9;text-transform:uppercase;backdrop-filter:blur(6px);font-size:9px;font-weight:600;font-family:var(--body);pointer-events:none;opacity:0;background:#0009;border-radius:50px;padding:3px 8px;transition:opacity .25s;position:absolute;bottom:8px;left:8px}.vsm-fin .ci:hover .ci-tag{opacity:1}.vsm-fin .ci-1{grid-area:1/1/4/4}.vsm-fin .ci-2{grid-area:1/4/3/8}.vsm-fin .ci-3{grid-area:1/8/3/11}.vsm-fin .ci-4{grid-area:1/11/3/13}.vsm-fin .ci-5{grid-area:3/4/5/7}.vsm-fin .ci-6{grid-area:3/7/5/11}.vsm-fin .ci-7{grid-area:3/11/5/13}.vsm-fin .ci-8{grid-area:4/1/7/4}.vsm-fin .ci-9{grid-area:5/4/7/8}.vsm-fin .ci-10{grid-area:5/8/7/11}.vsm-fin .ci-11{grid-area:5/11/7/13}.vsm-fin .veh-tabs{background:#0000000a;border:1px solid #0000000f;border-radius:50px;gap:4px;margin-bottom:32px;padding:5px;display:inline-flex}.vsm-fin .veh-tab{cursor:pointer;color:var(--text-mid);letter-spacing:.3px;font-size:13px;font-weight:600;font-family:var(--body);background:0 0;border:none;border-radius:50px;padding:10px 22px;transition:all .25s}.vsm-fin .veh-tab.active{background:var(--text);color:var(--white)}.vsm-fin .eyebrow{letter-spacing:1.5px;text-transform:uppercase;color:var(--text-mid);margin-bottom:18px;font-size:11px;font-weight:700;display:inline-block}.vsm-fin .h1{font-family:var(--display);letter-spacing:-.015em;color:var(--text);margin-bottom:32px;font-size:clamp(40px,5vw,64px);font-weight:800;line-height:1.05}.vsm-fin .h1 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .hero-sub{color:var(--text-mid);max-width:520px;margin-bottom:44px;font-size:18px;font-weight:400;line-height:1.55}.vsm-fin .hero-trust{color:var(--text-mid);align-items:center;gap:24px;margin:0 0 40px;font-size:13px;display:flex}.vsm-fin .hero-trust .dot{background:#00000040;border-radius:50%;width:4px;height:4px}.vsm-fin .hero-tiles{grid-template-columns:repeat(3,1fr);gap:12px;max-width:540px;margin:32px 0 24px;display:grid}.vsm-fin .hero-tile{background:#fff;border:1px solid #0000000f;border-radius:16px;flex-direction:column;justify-content:center;min-height:84px;padding:18px 16px;transition:transform .25s,box-shadow .25s;display:flex}.vsm-fin .hero-tile:hover{transform:translateY(-2px);box-shadow:0 6px 20px #0000000d}.vsm-fin .hero-tile-h{font-family:var(--display);letter-spacing:-.01em;color:var(--text);font-size:18px;font-weight:800;line-height:1.15}.vsm-fin .hero-tile-h .accent{color:var(--red)}.vsm-fin .hero-tile-stat .hero-tile-h{text-transform:uppercase;letter-spacing:.8px;color:var(--text-mid);font-size:13px;font-weight:600}.vsm-fin .hero-tile-stat .hero-tile-h .accent{letter-spacing:-.02em;color:var(--red);text-transform:none;margin-bottom:4px;font-size:32px;font-weight:800;line-height:1;display:block}.vsm-fin .hero-bullets{flex-direction:column;gap:10px;max-width:540px;margin:0 0 36px;display:flex}.vsm-fin .hero-bullet{color:var(--text);align-items:flex-start;gap:10px;font-size:14px;line-height:1.5;display:flex}.vsm-fin .hero-bullet-icon{color:#1a8a4a;background:#1a8a4a1a;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;margin-top:1px;font-size:12px;font-weight:700;display:flex}.vsm-fin .hero-cta-row{flex-wrap:wrap;align-items:center;gap:24px;margin:0;display:flex}.vsm-fin .btn-hero-primary{background:linear-gradient(135deg,var(--navy),var(--red));height:62px;color:var(--white);font-family:var(--body);letter-spacing:.5px;border-radius:50px;justify-content:center;align-items:center;gap:10px;padding:0 36px;font-size:16px;font-weight:700;text-decoration:none;transition:all .3s;display:inline-flex;box-shadow:0 8px 28px #d8272b47}.vsm-fin .btn-hero-primary:hover{transform:translateY(-2px);box-shadow:0 14px 36px #d8272b66}.vsm-fin .hero-cta-secondary{font-family:var(--body);color:#ffffff8c;letter-spacing:.3px;font-size:14px;font-weight:400;text-decoration:none;transition:color .3s}.vsm-fin .hero-cta-secondary:hover{color:#fffffff2}.vsm-fin .calc-panel{z-index:3;-webkit-backdrop-filter:blur(28px)saturate(1.4);background:#fffffff2;border:1px solid #0000000f;border-radius:24px;width:360px;padding:30px;position:absolute;top:50%;right:-60px;transform:translateY(-50%);box-shadow:0 30px 80px #0000001a,0 8px 24px #0000000d,inset 0 1px #fff9}.vsm-fin .calc-seo-eyebrow{font-family:var(--body);letter-spacing:1.5px;text-transform:uppercase;color:var(--text-mid);margin-bottom:10px;font-size:10px;font-weight:600}.vsm-fin .calc-question{font-family:var(--display);letter-spacing:-.015em;color:var(--text);margin-bottom:6px;font-size:22px;font-weight:600;line-height:1.25}.vsm-fin .calc-helper{color:var(--text-mid);margin-bottom:24px;font-size:13px}.vsm-fin .payment-display{align-items:center;gap:8px;margin-bottom:24px;display:flex}.vsm-fin .payment-amount{font-family:var(--display);letter-spacing:-.04em;color:var(--text);font-size:56px;font-weight:800;line-height:1}.vsm-fin .payment-period{color:var(--text-mid);align-self:flex-end;margin-bottom:6px;font-size:18px;font-weight:400}.vsm-fin .payment-info-btn{width:22px;height:22px;color:var(--text-mid);font-family:var(--display);cursor:pointer;background:0 0;border:1px solid #0003;border-radius:50%;justify-content:center;align-self:flex-end;align-items:center;margin-bottom:10px;margin-left:6px;padding:0;font-size:11px;font-style:italic;font-weight:700;line-height:1;transition:border-color .2s,color .2s,background .2s;display:inline-flex}.vsm-fin .payment-info-btn:hover{color:var(--text);background:#0000000a;border-color:#00000080}.vsm-fin .payment-info-btn[aria-expanded=true]{border-color:var(--text);color:var(--text);background:#0000000f}.vsm-fin .payment-meta{color:var(--text-mid);opacity:0;max-height:0;margin-bottom:0;font-size:12px;transition:max-height .3s,margin-bottom .3s,opacity .25s;overflow:hidden}.vsm-fin .payment-meta.show{opacity:1;max-height:60px;margin-bottom:24px}.vsm-fin .slider-wrap{margin-bottom:20px}.vsm-fin .slider-row{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.vsm-fin .slider-label{color:var(--text-mid);text-transform:uppercase;letter-spacing:1.2px;font-size:12px;font-weight:600}.vsm-fin .slider-value{font-family:var(--display);color:var(--text);font-size:16px;font-weight:600}.vsm-fin .slider{-webkit-appearance:none;appearance:none;cursor:pointer;background:#0000001a;border-radius:50px;outline:none;width:100%;height:4px}.vsm-fin .slider::-webkit-slider-thumb{-webkit-appearance:none;background:var(--text);cursor:pointer;border:3px solid var(--text);border-radius:50%;width:22px;height:22px;box-shadow:0 4px 12px #0003}.vsm-fin .slider::-moz-range-thumb{background:var(--text);cursor:pointer;border:3px solid var(--text);border-radius:50%;width:22px;height:22px;box-shadow:0 4px 12px #0003}.vsm-fin .term-row{gap:6px;margin-bottom:24px;display:flex}.vsm-fin .term-pill{cursor:pointer;text-align:center;color:var(--text-mid);white-space:nowrap;background:#0000000a;border:1px solid #00000014;border-radius:50px;flex:1;padding:10px 6px;font-size:13px;font-weight:600;transition:all .2s}.vsm-fin .term-pill:hover{color:var(--text);background:#0000000f}.vsm-fin .term-pill.active{background:var(--text);color:var(--white);border-color:var(--text)}.vsm-fin .calc-cta-row{flex-direction:column;gap:8px;display:flex}.vsm-fin .calc-cta-row .btn{width:100%;height:50px;font-size:14px}.vsm-fin .calc-cta-row .btn-ghost{width:100%;height:46px;color:var(--text);backdrop-filter:none;background:#0000000a;border:1px solid #0000001f;font-size:13px}.vsm-fin .calc-cta-row .btn-ghost:hover{background:#00000014}.vsm-fin .calc-fineprint{color:var(--text-mid);margin-top:16px;font-size:11px;line-height:1.5}.vsm-fin .match-strip{color:var(--text);background:#fff;padding:100px 60px 120px;position:relative}.vsm-fin .match-head{flex-wrap:wrap;justify-content:space-between;align-items:end;gap:20px;width:100%;max-width:1300px;margin-bottom:64px;margin-left:auto;margin-right:auto;display:flex}.vsm-fin .match-title{font-family:var(--display);letter-spacing:-.015em;color:var(--text);font-size:32px;font-weight:800;line-height:1.2}.vsm-fin .match-title b{color:var(--red);font-weight:800}.vsm-fin .match-sub{color:var(--text-mid);margin-top:8px;font-size:14px}.vsm-fin .match-link{font-family:var(--body);color:var(--text-mid);transition:color var(--t-base);border:none;font-size:16px;text-decoration:none}.vsm-fin .match-link:hover{color:var(--text)}.vsm-fin .match-grid{grid-template-columns:repeat(4,1fr);gap:24px;max-width:1300px;margin:0 auto;display:grid}.vsm-fin .inv-card{cursor:pointer;background:0 0;border:none;border-radius:30px;padding-bottom:12px;transition:transform .3s;overflow:visible}.vsm-fin .inv-card:hover{transform:translateY(-6px)}.vsm-fin .inv-card-img{aspect-ratio:16/10;background:var(--cream);border-radius:10px;justify-content:center;align-items:center;display:flex;position:relative;overflow:hidden}.vsm-fin .inv-card-img img{object-fit:cover;width:100%;height:100%;display:block}.vsm-fin .inv-card-img.img-failed:after{content:"";background:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 100'><path d='M10 60 Q40 45 90 47 L160 47 Q190 45 195 60 L195 70 Q180 80 160 80 L40 80 Q15 80 10 70 Z' fill='white' opacity='0.85'/></svg>") 50%/contain no-repeat;position:absolute;inset:20px}.vsm-fin .inv-card-heart{cursor:pointer;z-index:2;background:#fffffff2;border:1.5px solid #0000000a;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;transition:all .3s;display:flex;position:absolute;top:14px;right:14px;box-shadow:0 2px 8px #0000001f}.vsm-fin .inv-card-heart:hover{background:#fff;transform:scale(1.1)}.vsm-fin .inv-card-heart svg{width:18px;height:18px;color:var(--text-mid)}.vsm-fin .inv-card-badge{font-family:var(--body);background:var(--red);color:#fff;z-index:2;border-radius:50px;padding:5px 14px;font-size:11px;font-weight:600;position:absolute;top:14px;left:14px}.vsm-fin .inv-card-info{z-index:3;-webkit-backdrop-filter:blur(20px)saturate(1.2);background:#ffffff8c;border:1px solid #0000000f;border-radius:16px;margin:-48px 10px 0;padding:20px 22px 24px;position:relative;box-shadow:0 8px 32px #00000014,0 2px 8px #0000000a}.vsm-fin .inv-card-info h2{font-family:var(--body);text-transform:uppercase;letter-spacing:.5px;color:var(--text);margin-bottom:4px;font-size:18px;font-weight:800}.vsm-fin .inv-card-spec{font-family:var(--body);color:var(--text-mid);margin-bottom:6px;font-size:14px}.vsm-fin .inv-card-location{align-items:center;gap:4px;margin-bottom:12px;display:flex}.vsm-fin .inv-card-location svg{width:12px;height:12px;color:var(--text-mid)}.vsm-fin .inv-card-location span{font-family:var(--body);color:var(--text-mid);font-size:14px}.vsm-fin .inv-card-prices{flex-direction:column;gap:0;margin-bottom:14px;display:flex}.vsm-fin .inv-price-line{border-bottom:1px solid #0000000f;justify-content:space-between;align-items:baseline;padding:5px 0;display:flex}.vsm-fin .inv-price-label{font-family:var(--body);color:var(--text-mid);text-transform:uppercase;letter-spacing:.5px;font-size:12px;font-weight:400}.vsm-fin .inv-price-val{font-family:var(--display);color:var(--text);font-size:13px;font-weight:600}.vsm-fin .inv-price-line-save .inv-price-label{color:#146a38;font-weight:600}.vsm-fin .inv-price-line-save .inv-price-val{color:#146a38}.vsm-fin .inv-price-hero{font-family:var(--display);color:var(--text);text-align:right;padding:6px 0 2px;font-size:17px;font-weight:700;line-height:1.1}.vsm-fin .inv-price-line-mo{border-bottom:none;justify-content:flex-end;align-items:baseline;gap:6px;margin-top:10px;display:flex}.vsm-fin .inv-price-line-mo .inv-price-label{text-transform:lowercase;letter-spacing:0;color:var(--text-mid);font-size:12px;font-weight:400}.vsm-fin .inv-price-line-mo .inv-price-val{font-family:var(--display);color:var(--text);letter-spacing:-.02em;font-size:30px;font-weight:900;line-height:1}.vsm-fin .fin-q{width:18px;height:18px;font-family:var(--body);color:var(--text-mid);cursor:pointer;vertical-align:middle;border:1px solid #00000040;border-radius:50%;justify-content:center;align-items:center;margin-left:6px;font-size:11px;font-style:italic;font-weight:600;line-height:1;transition:all .2s;display:inline-flex}.vsm-fin .fin-q:hover{border-color:var(--text);color:var(--text)}.vsm-fin .fin-modal-overlay{z-index:9999;-webkit-backdrop-filter:blur(4px);background:#0006;justify-content:center;align-items:center;width:100%;height:100%;display:none;position:fixed;top:0;left:0}.vsm-fin .fin-modal-overlay.open{display:flex}.vsm-fin .fin-modal{background:var(--white,#fff);border-radius:20px;width:420px;max-width:92vw;max-height:90vh;overflow-y:auto;box-shadow:0 24px 80px #0000004d}.vsm-fin .fm-head{align-items:center;gap:12px;padding:20px 24px 16px;display:flex}.vsm-fin .fm-thumb{background:var(--cream,#edece8);width:64px;height:48px;font-family:var(--body);color:var(--text-light);text-transform:uppercase;letter-spacing:1px;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;font-size:11px;display:flex}.vsm-fin .fm-htext{flex:1;min-width:0}.vsm-fin .fm-title{font-family:var(--display);color:var(--text);text-transform:uppercase;letter-spacing:1px;font-size:15px;font-weight:800}.vsm-fin .fm-subtitle{font-family:var(--body);color:var(--text-light);margin-top:2px;font-size:12px}.vsm-fin .fm-close{cursor:pointer;width:32px;height:32px;color:var(--text-light);background:#0000000a;border:none;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:18px;transition:background .2s;display:flex}.vsm-fin .fm-close:hover{background:#00000014}.vsm-fin .fm-sections{padding:0 24px 8px}.vsm-fin .fm-card{border:1px solid #00000014;border-radius:16px;margin-bottom:12px;padding:24px}.vsm-fin .fm-card-label{font-family:var(--body);color:var(--text);margin-bottom:4px;font-size:14px;font-weight:600}.vsm-fin .fm-card-price{font-family:var(--display);color:var(--text);font-size:34px;font-weight:900;line-height:1.1}.vsm-fin .fm-card-price span{font-family:var(--body);color:var(--text-light);font-size:16px;font-weight:400}.vsm-fin .fm-divider{background:#0000000f;height:1px;margin:16px 0}.vsm-fin .fm-trust{align-items:flex-start;gap:10px;margin-bottom:12px;display:flex}.vsm-fin .fm-trust-icon{color:#1a8a4a;background:#1a8a4a1a;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;margin-top:1px;font-size:12px;display:flex}.vsm-fin .fm-trust-text{font-family:var(--body);color:var(--text);font-size:13px;line-height:1.5}.vsm-fin .fm-trust-text strong{font-weight:700}.vsm-fin .fm-lender-note{font-family:var(--body);color:var(--text-mid);margin-bottom:16px;font-size:13px;line-height:1.5}.vsm-fin .fm-cta{border:2px solid var(--text);width:100%;color:var(--text);font-family:var(--display);letter-spacing:.5px;cursor:pointer;background:0 0;border-radius:50px;padding:16px 0;font-size:15px;font-weight:700;transition:all .2s}.vsm-fin .fm-cta:hover{background:var(--text);color:var(--white)}.vsm-fin .fm-disc{font-family:var(--body);color:var(--text-light);margin-top:14px;font-size:10px;line-height:1.5}.vsm-fin .fm-price-line{justify-content:space-between;padding:6px 0;display:flex}.vsm-fin .fm-pl{font-family:var(--body);color:var(--text-light);font-size:13px}.vsm-fin .fm-pv{font-family:var(--body);color:var(--text);font-size:13px;font-weight:500}.vsm-fin .fm-save .fm-pl,.vsm-fin .fm-save .fm-pv{color:#1a8a4a;font-weight:600}.vsm-fin .fm-contact{margin-top:16px}.vsm-fin .fm-contact-label{font-family:var(--body);color:var(--text-mid);margin-bottom:10px;font-size:12px;line-height:1.5}.vsm-fin .fm-contact-stores{gap:8px;display:flex}.vsm-fin .fm-store-link{border:1px solid #00000014;border-radius:10px;flex-direction:column;flex:1;align-items:center;padding:12px 8px;text-decoration:none;transition:background .2s;display:flex}.vsm-fin .fm-store-link:hover{background:#00000005}.vsm-fin .fm-store-name{font-family:var(--display);color:var(--text);text-transform:uppercase;letter-spacing:1px;font-size:11px;font-weight:700}.vsm-fin .fm-store-phone{font-family:var(--body);color:var(--text);margin-top:2px;font-size:13px;font-weight:600}.vsm-fin .fm-footer{padding:0 24px 24px}.vsm-fin .fm-vdp-btn{background:linear-gradient(135deg,var(--navy),var(--red));color:#fff;width:100%;font-family:var(--display);letter-spacing:.5px;cursor:pointer;border:none;border-radius:50px;justify-content:center;align-items:center;padding:16px 0;font-size:15px;font-weight:700;text-decoration:none;transition:opacity .2s;display:flex}.vsm-fin .fm-vdp-btn:hover{opacity:.9}.vsm-fin .inv-card-btns{flex-direction:column;gap:0;display:flex}.vsm-fin .inv-btn{text-align:center;width:100%;font-family:var(--body);cursor:pointer;letter-spacing:.3px;border:none;border-radius:50px;padding:16px 0;font-size:15px;font-weight:500;text-decoration:none;transition:all .3s;display:block}.vsm-fin .inv-btn.primary{background:linear-gradient(135deg,var(--navy),var(--red));color:#fff}.vsm-fin .inv-btn.primary:hover{transform:translateY(-1px);box-shadow:0 8px 20px #1b2a5b4d}.vsm-fin .steps-section{z-index:2;background:#fff;padding:140px 60px;position:relative}.vsm-fin .steps-head{text-align:center;max-width:720px;margin:0 auto 96px}.vsm-fin .steps-eyebrow{font-family:var(--body);text-transform:uppercase;letter-spacing:1.5px;color:var(--red);margin-bottom:18px;font-size:11px;font-weight:700}.vsm-fin .steps-h2{font-family:var(--display);letter-spacing:-.015em;color:var(--text);font-size:42px;font-weight:800;line-height:1.1}.vsm-fin .steps-h2 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .steps-grid{grid-template-columns:repeat(3,1fr);gap:80px;max-width:1200px;margin:0 auto;display:grid;position:relative}.vsm-fin .steps-grid>.step-item:not(:first-child){position:relative}.vsm-fin .steps-grid>.step-item:not(:first-child):before{content:"";background:linear-gradient(#0000 0%,#0000001a 30% 70%,#0000 100%);width:1px;height:100%;position:absolute;top:0;left:-40px}.vsm-fin .step-item{position:relative}.vsm-fin .step-num{font-family:var(--display);letter-spacing:-.05em;color:var(--text);margin-bottom:20px;font-size:84px;font-style:italic;font-weight:900;line-height:.9;display:block}.vsm-fin .step-rule{background:var(--red);width:32px;height:2px;margin-bottom:24px}.vsm-fin .step-title{font-family:var(--display);letter-spacing:1px;text-transform:uppercase;color:var(--text);margin-bottom:14px;font-size:22px;font-weight:800;line-height:1.2}.vsm-fin .step-title em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .step-desc{font-family:var(--body);color:var(--text-mid);max-width:340px;font-size:15px;line-height:1.6}.vsm-fin .app-section{z-index:2;background:#f5f5f5;padding:160px 60px 120px;position:relative}.vsm-fin .app-grid{grid-template-columns:.95fr 1.05fr;align-items:start;gap:80px;max-width:1360px;margin:0 auto;display:grid}.vsm-fin .eyebrow-dark{letter-spacing:1.5px;text-transform:uppercase;color:var(--red);margin-bottom:18px;font-size:11px;font-weight:700;display:inline-block}.vsm-fin .app-h2{font-family:var(--display);letter-spacing:-.015em;margin-bottom:24px;font-size:44px;font-weight:800;line-height:1.1}.vsm-fin .app-h2 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .app-lead{color:var(--text-mid);max-width:480px;margin-bottom:36px;font-size:17px;line-height:1.6}.vsm-fin .rep-card{background:var(--glass-bg);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);box-shadow:var(--glass-shadow);border-radius:24px;align-items:flex-start;gap:20px;margin-bottom:28px;padding:24px;display:flex}.vsm-fin .rep-avatar{background:var(--navy);width:70px;height:70px;font-family:var(--display);color:var(--white);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:24px;font-weight:700;display:flex}.vsm-fin .rep-name{font-family:var(--display);margin-bottom:2px;font-size:16px;font-weight:700}.vsm-fin .rep-title{color:var(--text-mid);margin-bottom:10px;font-size:12px}.vsm-fin .rep-quote{color:var(--text);font-size:14px;font-style:italic;line-height:1.55}.vsm-fin .app-trust{flex-direction:column;gap:14px;display:flex}.vsm-fin .app-trust-item{color:var(--text);align-items:flex-start;gap:12px;font-size:14px;display:flex}.vsm-fin .app-trust-icon{color:#2d6a35;background:#e8f4ea;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:24px;height:24px;font-size:12px;font-weight:700;display:flex}.vsm-fin .app-form{background:var(--glass-bg);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);box-shadow:var(--glass-shadow);border-radius:30px;padding:40px}.vsm-fin .app-cta-wrap{align-items:center;display:flex}.vsm-fin .app-cta-panel{background:var(--glass-bg);width:100%;-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);box-shadow:var(--glass-shadow);border-radius:30px;padding:44px 40px}.vsm-fin .app-cta-eyebrow{letter-spacing:1.5px;text-transform:uppercase;color:var(--red);margin-bottom:18px;font-size:11px;font-weight:700;display:inline-block}.vsm-fin .app-cta-h3{font-family:var(--display);letter-spacing:1px;text-transform:uppercase;color:var(--text);margin-bottom:14px;font-size:24px;font-weight:800;line-height:1.2}.vsm-fin .app-cta-lead{color:var(--text-mid);margin-bottom:28px;font-size:15px;line-height:1.6}.vsm-fin .app-cta-checklist{backdrop-filter:blur(8px);background:#ffffff80;border:1px solid #fff9;border-radius:16px;margin-bottom:28px;padding:22px 24px}.vsm-fin .app-cta-checklist-h{letter-spacing:1.5px;text-transform:uppercase;color:var(--text-mid);margin-bottom:14px;font-size:11px;font-weight:700}.vsm-fin .app-cta-checklist ul{flex-direction:column;gap:8px;margin:0;padding:0;list-style:none;display:flex}.vsm-fin .app-cta-checklist li{color:var(--text);align-items:flex-start;gap:10px;font-size:14px;display:flex}.vsm-fin .app-cta-checklist li:before{content:"→";color:var(--red);flex-shrink:0;font-weight:700}.vsm-fin .app-cta-btn{width:100%;height:60px;font-size:16px}.vsm-fin .app-cta-secondary{color:var(--text-mid);text-align:center;margin-top:18px;font-size:13px}.vsm-fin .app-cta-secondary a{color:var(--text);border-bottom:1px solid #00000026;font-weight:600}.vsm-fin .app-cta-secondary a:hover{border-bottom-color:var(--red)}.vsm-fin .app-cta-meta{color:var(--text-light);text-align:center;margin-top:16px;font-size:11px;line-height:1.5}.vsm-fin .app-stepper{gap:6px;margin-bottom:30px;display:flex}.vsm-fin .app-step{background:#eee;border-radius:50px;flex:1;height:4px;position:relative;overflow:hidden}.vsm-fin .app-step.active{background:var(--grad)}.vsm-fin .app-step.complete{background:var(--navy)}.vsm-fin .app-stepper-labels{text-transform:uppercase;letter-spacing:.8px;color:var(--text-mid);justify-content:space-between;margin-bottom:36px;font-size:11px;font-weight:600;display:flex}.vsm-fin .app-stepper-labels span.active{color:var(--text)}.vsm-fin .app-step-title{font-family:var(--display);letter-spacing:-.015em;margin-bottom:6px;font-size:24px;font-weight:700}.vsm-fin .app-step-sub{color:var(--text-mid);margin-bottom:28px;font-size:13px}.vsm-fin .field-row{grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px;display:grid}.vsm-fin .field{flex-direction:column;display:flex}.vsm-fin .field-full{grid-column:1/-1}.vsm-fin .field label{text-transform:uppercase;letter-spacing:.8px;color:var(--text-mid);margin-bottom:6px;font-size:11px;font-weight:600}.vsm-fin .field input,.vsm-fin .field select{font-family:var(--body);color:var(--text);backdrop-filter:blur(8px);background:#ffffffb3;border:1px solid #00000014;border-radius:12px;padding:14px 16px;font-size:15px;transition:border .2s,background .2s}.vsm-fin .field input:focus,.vsm-fin .field select:focus{border-color:var(--navy);background:#fffffff2;outline:none}.vsm-fin .consent-row{color:var(--text-mid);align-items:flex-start;gap:10px;margin:24px 0;font-size:12px;line-height:1.5;display:flex}.vsm-fin .consent-row input{margin-top:3px}.vsm-fin .app-cta-row{border-top:1px solid #0000000f;justify-content:space-between;align-items:center;gap:14px;margin-top:28px;padding-top:24px;display:flex}.vsm-fin .app-back{color:var(--text-mid);cursor:pointer;font-size:13px;font-family:var(--body);background:0 0;border:none}.vsm-fin .app-back:hover{color:var(--text)}.vsm-fin .app-back:disabled{opacity:.3;cursor:not-allowed}.vsm-fin .soft-pull-badge{color:#2d6a35;letter-spacing:.3px;background:#e8f4ea;border:1px solid #b8d4bc;border-radius:50px;align-items:center;gap:8px;margin-bottom:20px;padding:6px 14px;font-size:11px;font-weight:600;display:inline-flex}.vsm-fin .form-step{display:none}.vsm-fin .form-step.active{animation:.3s stepFade;display:block}@keyframes stepFade{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.vsm-fin .explainer{border-left:3px solid var(--navy);color:var(--text-mid);background:#f4f6fb;border-radius:6px;gap:10px;margin:8px 0 18px;padding:14px 16px;font-size:12px;line-height:1.5;display:flex}.vsm-fin .explainer strong{color:var(--text);font-weight:600}.vsm-fin .toggle-group{gap:8px;margin-bottom:14px;display:flex}.vsm-fin .toggle-pill{cursor:pointer;font-family:var(--body);text-align:center;color:var(--text);backdrop-filter:blur(8px);background:#ffffffb3;border:1px solid #00000014;border-radius:12px;flex:1;padding:14px 12px;font-size:14px;font-weight:500;transition:all .2s}.vsm-fin .toggle-pill:hover{background:#ffffffe6;border-color:#0000002e}.vsm-fin .toggle-pill.active{background:var(--navy);color:var(--white);border-color:var(--navy)}.vsm-fin .conditional-block{backdrop-filter:blur(8px);background:#ffffff73;border:1px solid #fff9;border-radius:14px;margin-bottom:14px;padding:20px;display:none}.vsm-fin .conditional-block.show{animation:.3s stepFade;display:block}.vsm-fin .review-block{backdrop-filter:blur(8px);background:#ffffff8c;border:1px solid #fff9;border-radius:14px;margin-bottom:18px;padding:22px}.vsm-fin .review-row{border-bottom:1px solid #0000000f;justify-content:space-between;align-items:center;padding:10px 0;font-size:14px;display:flex}.vsm-fin .review-row:last-child{border-bottom:none}.vsm-fin .review-row span:first-child{color:var(--text-mid)}.vsm-fin .review-row span:last-child{color:var(--text);font-weight:600}.vsm-fin .review-edit{color:var(--red);text-transform:uppercase;letter-spacing:.5px;cursor:pointer;margin-left:10px;font-size:11px;font-weight:600}.vsm-fin .field input.secure{letter-spacing:2px;font-family:monospace}.vsm-fin .field-hint{color:var(--text-light);margin-top:6px;font-size:11px;line-height:1.4}.vsm-fin .success-state{text-align:center;padding:30px 10px;display:none}.vsm-fin .success-state.show{animation:.4s stepFade;display:block}.vsm-fin .success-icon{width:72px;height:72px;color:var(--white);background:#1a8a4a;border-radius:50%;justify-content:center;align-items:center;margin:0 auto 24px;font-size:34px;font-weight:300;display:flex;box-shadow:0 12px 30px #1a8a4a40}.vsm-fin .success-h{font-family:var(--display);letter-spacing:-.02em;margin-bottom:10px;font-size:28px;font-weight:700}.vsm-fin .success-sub{color:var(--text-mid);max-width:380px;margin:0 auto 28px;font-size:15px;line-height:1.6}.vsm-fin .success-next{backdrop-filter:blur(8px);text-align:left;background:#ffffff80;border:1px solid #fff9;border-radius:14px;margin-bottom:20px;padding:20px}.vsm-fin .success-next-h{letter-spacing:1.5px;text-transform:uppercase;color:var(--red);margin-bottom:14px;font-size:11px;font-weight:700}.vsm-fin .success-step{color:var(--text);align-items:flex-start;gap:14px;margin-bottom:14px;font-size:14px;display:flex}.vsm-fin .success-step:last-child{margin-bottom:0}.vsm-fin .success-step-num{background:var(--navy);width:24px;height:24px;color:var(--white);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:12px;font-weight:700;display:flex}.vsm-fin .success-step strong{font-weight:600}.vsm-fin .team-section{z-index:2;background:#f5f5f5;padding:140px 60px;position:relative}.vsm-fin .team-head{grid-template-columns:1fr 1fr;align-items:end;gap:60px;max-width:1360px;margin:0 auto 80px;display:grid}.vsm-fin .team-h2{font-family:var(--display);letter-spacing:-.015em;color:var(--text);font-size:42px;font-weight:800;line-height:1.1}.vsm-fin .team-h2 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .team-lead{color:var(--text-mid);font-size:16px;line-height:1.6}.vsm-fin .team-grid{grid-template-columns:repeat(2,1fr);gap:32px;max-width:1100px;margin:0 auto;display:grid}.vsm-fin .team-card{cursor:pointer;background:0 0;border:none;border-radius:30px;padding-bottom:12px;transition:transform .3s;overflow:visible}.vsm-fin .team-card:hover{transform:translateY(-6px)}.vsm-fin .team-photo{aspect-ratio:1/1.1;background:var(--navy);border-radius:10px;position:relative;overflow:hidden}.vsm-fin .team-photo:after{content:attr(data-initials);font-family:var(--display);color:#fff6;justify-content:center;align-items:center;font-size:80px;font-weight:700;display:flex;position:absolute;inset:0}.vsm-fin .team-photo img{z-index:1;object-fit:cover;width:100%;height:100%;display:block;position:relative}.vsm-fin .team-info{z-index:3;backdrop-filter:blur(20px)saturate(1.2);background:#ffffff8c;border:1px solid #0000000f;border-radius:16px;margin:-48px 10px 0;padding:22px 26px 28px;position:relative;box-shadow:0 8px 32px #00000014,0 2px 8px #0000000a}.vsm-fin .team-name{font-family:var(--display);letter-spacing:-.01em;color:var(--text);font-size:20px;font-weight:700}.vsm-fin .team-title{color:var(--text-mid);margin:4px 0 14px;font-size:13px}.vsm-fin .team-tenure{letter-spacing:.5px;text-transform:uppercase;color:var(--red);background:#d8272b0d;border-radius:50px;margin-bottom:14px;padding:5px 12px;font-size:11px;font-weight:600;display:inline-block}.vsm-fin .team-quote{color:var(--text-mid);font-size:14px;font-style:italic;line-height:1.55}.vsm-fin .why-section{z-index:2;background:#fff;padding:160px 60px 140px;position:relative}.vsm-fin .why-grid{grid-template-columns:1fr 1fr;align-items:center;gap:80px;max-width:1360px;margin:0 auto;display:grid}.vsm-fin .why-h2{font-family:var(--display);letter-spacing:-.015em;color:var(--text);margin-bottom:24px;font-size:42px;font-weight:800;line-height:1.1}.vsm-fin .why-h2 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .why-lead{color:var(--text-mid);margin-bottom:36px;font-size:17px;line-height:1.6}.vsm-fin .rate-card{color:var(--text);background:#f5f3ef;border:1px solid #0000000d;border-radius:30px;padding:48px;position:relative;overflow:hidden}.vsm-fin .rate-eyebrow{letter-spacing:1.5px;text-transform:uppercase;color:var(--text-mid);margin-bottom:18px;font-size:11px;font-weight:700}.vsm-fin .rate-big{font-family:var(--display);letter-spacing:-.04em;color:var(--text);margin-bottom:8px;font-size:88px;font-weight:800;line-height:1}.vsm-fin .rate-big sup{vertical-align:top;color:var(--red);margin-left:4px;font-size:32px;font-weight:600}.vsm-fin .rate-label{color:var(--text-mid);margin-bottom:32px;font-size:14px}.vsm-fin .rate-detail{color:var(--text-mid);border-top:1px solid #00000014;padding-top:20px;font-size:13px;line-height:1.6}.vsm-fin .why-list{flex-direction:column;gap:18px;margin-bottom:36px;list-style:none;display:flex}.vsm-fin .why-list li{color:var(--text);align-items:flex-start;gap:14px;font-size:15px;display:flex}.vsm-fin .why-list .dot{background:var(--red);border-radius:50%;flex-shrink:0;width:6px;height:6px;margin-top:9px}.vsm-fin .cred-section{background:var(--off-white);padding:140px 60px}.vsm-fin .cred-head{grid-template-columns:.45fr .55fr;align-items:end;gap:60px;max-width:1360px;margin:0 auto 80px;display:grid}.vsm-fin .cred-h2{font-family:var(--display);letter-spacing:-.015em;font-size:42px;font-weight:800;line-height:1.1}.vsm-fin .cred-h2 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .cred-lead{color:var(--text-mid);font-size:16px;line-height:1.6}.vsm-fin .cred-lead strong{color:var(--text);font-weight:600}.vsm-fin .cred-grid{grid-template-columns:repeat(2,1fr);gap:24px 40px;max-width:1360px;margin:0 auto;display:grid}.vsm-fin .cred-card{border-top:1px solid #00000014;grid-template-columns:auto 1fr;gap:18px 22px;padding:28px 0;display:grid}.vsm-fin .cred-num{font-family:var(--display);background:var(--grad);-webkit-text-fill-color:transparent;letter-spacing:-.04em;-webkit-background-clip:text;grid-row:span 2;align-self:start;min-width:50px;padding-top:4px;font-size:36px;font-style:italic;font-weight:800;line-height:1}.vsm-fin .cred-myth{font-family:var(--display);letter-spacing:-.01em;color:var(--text);font-size:17px;font-weight:600;line-height:1.3}.vsm-fin .cred-myth:before{content:"MYTH";letter-spacing:1.5px;color:var(--red);vertical-align:middle;font-size:10px;font-weight:700;font-family:var(--body);background:#d8272b14;border-radius:4px;margin-right:10px;padding:3px 8px;display:inline-block}.vsm-fin .cred-fact{color:var(--text-mid);margin-top:10px;font-size:14px;line-height:1.6}.vsm-fin .cred-fact:before{content:"FACT";letter-spacing:1.5px;color:#2d6a35;vertical-align:middle;font-size:10px;font-weight:700;font-family:var(--body);background:#e8f4ea;border-radius:4px;margin-right:10px;padding:3px 8px;display:inline-block}.vsm-fin .cred-fact strong{color:var(--text);font-weight:600}.vsm-fin .source-cite{font-size:var(--fs-sm);color:var(--text-light);margin-left:4px;display:inline}.vsm-fin .source-cite a{color:inherit;transition:color var(--t-base),border-color var(--t-base);border-bottom:1px solid #00000026;text-decoration:none}.vsm-fin .source-cite a:hover{color:var(--text);border-bottom-color:var(--text-mid)}.vsm-fin .source-cite-dark{color:#ffffff80}.vsm-fin .source-cite-dark a{color:#ffffffb3;border-bottom-color:#fff3}.vsm-fin .source-cite-dark a:hover{color:#fff;border-bottom-color:#ffffff80}.vsm-fin .cred-feature{background:var(--black);color:var(--white);border-radius:30px;grid-column:1/-1;grid-template-columns:.4fr .6fr;align-items:center;gap:48px;margin-top:32px;padding:48px 56px;display:grid;position:relative;overflow:hidden}.vsm-fin .cred-feature-eyebrow{letter-spacing:1.5px;text-transform:uppercase;color:#ffffff80;margin-bottom:14px;font-size:11px;font-weight:700}.vsm-fin .cred-feature-h{font-family:var(--display);letter-spacing:-.02em;margin-bottom:14px;font-size:32px;font-weight:700;line-height:1.15}.vsm-fin .cred-feature-h em{color:#ffffffb3;font-style:italic;font-weight:400}.vsm-fin .cred-feature-body{color:#ffffffbf;font-size:15px;line-height:1.6}.vsm-fin .window-viz{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:20px;padding:24px}.vsm-fin .window-bar{background:#ffffff1a;border-radius:50px;height:12px;margin:30px 0 20px;position:relative}.vsm-fin .window-fill{background:linear-gradient(90deg,var(--red),var(--navy));border-radius:50px;width:60%;height:100%;position:absolute;top:0;left:0}.vsm-fin .window-marks{color:#ffffff80;letter-spacing:.5px;text-transform:uppercase;justify-content:space-between;font-size:10px;font-weight:600;display:flex}.vsm-fin .window-tags{justify-content:space-between;margin-bottom:8px;font-size:11px;display:flex}.vsm-fin .window-tag{color:#ffffffd9;font-weight:600}.vsm-fin .window-explain{color:#ffffff8c;margin-top:14px;font-size:12px;line-height:1.55}.vsm-fin .cred-cta-row{background:var(--glass-bg);backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);box-shadow:var(--glass-shadow);border-radius:24px;flex-wrap:wrap;grid-column:1/-1;justify-content:space-between;align-items:center;gap:16px;margin-top:32px;padding:26px 32px;display:flex}.vsm-fin .cred-cta-text{font-family:var(--display);letter-spacing:-.01em;font-size:17px;font-weight:600}.vsm-fin .cred-cta-text small{font-family:var(--body);color:var(--text-mid);letter-spacing:0;margin-top:4px;font-size:13px;font-weight:400;display:block}@media print{.vsm-fin .top-bar,.vsm-fin .main-nav,.vsm-fin .season-strip,.vsm-fin .hero,.vsm-fin .match-strip,.vsm-fin .app-section,.vsm-fin .team-section,.vsm-fin .why-section,.vsm-fin .guide-section,.vsm-fin .faq-section,.vsm-fin .final-cta,.vsm-fin .reviews-section,.vsm-fin .mobile-sticky,.vsm-fin .gradient-footer,.vsm-fin .steps-section{display:none!important}.vsm-fin .cred-section{padding:0}.vsm-fin .cred-feature{color:#000;background:#fff;border:1px solid #000}.vsm-fin body{background:#fff}}.vsm-fin .guide-section{background:#fff;padding:140px 60px}.vsm-fin .guide-grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:60px;max-width:1100px;margin:0 auto;display:grid}.vsm-fin .guide-h3{font-family:var(--display);letter-spacing:-.02em;margin-bottom:18px;font-size:36px;font-weight:700;line-height:1.1}.vsm-fin .guide-lead{color:var(--text-mid);margin-bottom:24px;font-size:15px;line-height:1.6}.vsm-fin .guide-bullets{color:var(--text);flex-direction:column;gap:10px;margin-bottom:30px;font-size:14px;list-style:none;display:flex}.vsm-fin .guide-bullets li{align-items:flex-start;gap:10px;display:flex}.vsm-fin .guide-bullets li:before{content:"→";color:var(--text-mid);font-weight:700}.vsm-fin .guide-form{gap:8px;display:flex}.vsm-fin .guide-form input{font-family:var(--body);backdrop-filter:blur(8px);background:#ffffffb3;border:1px solid #00000014;border-radius:50px;flex:1;padding:16px 20px;font-size:15px}.vsm-fin .guide-cover{background:var(--white);aspect-ratio:8.5/11;border:1px solid #0000000f;border-radius:20px;flex-direction:column;justify-content:space-between;padding:30px;display:flex;position:relative;transform:rotate(-3deg);box-shadow:0 30px 60px #0000001f}.vsm-fin .guide-cover-tag{letter-spacing:2px;color:var(--red);text-transform:uppercase;font-size:10px;font-weight:700}.vsm-fin .guide-cover-title{font-family:var(--display);letter-spacing:-.02em;margin-top:10px;font-size:26px;font-weight:800;line-height:1.1}.vsm-fin .guide-cover-sub{color:var(--text-mid);margin-top:12px;font-size:13px}.vsm-fin .guide-cover-foot{font-family:var(--display);color:var(--red);letter-spacing:1.5px;font-size:11px;font-weight:700}.vsm-fin .faq-section{background:var(--off-white);z-index:2;padding:140px 60px;position:relative}.vsm-fin .faq-grid{grid-template-columns:.45fr .55fr;align-items:start;gap:80px;max-width:1360px;margin:0 auto;display:grid}.vsm-fin .faq-h2{font-family:var(--display);letter-spacing:-.015em;margin-bottom:18px;font-size:42px;font-weight:800;line-height:1.1}.vsm-fin .faq-sub{color:var(--text-mid);margin-bottom:30px;font-size:15px;line-height:1.6}.vsm-fin .faq-list{flex-direction:column;display:flex}.vsm-fin .faq-item{cursor:pointer;border-top:1px solid #00000014;padding:24px 0}.vsm-fin .faq-item:last-child{border-bottom:1px solid #00000014}.vsm-fin .faq-q{justify-content:space-between;align-items:center;gap:20px;display:flex}.vsm-fin .faq-q-text{font-family:var(--display);letter-spacing:-.01em;font-size:18px;font-weight:600;line-height:1.3}.vsm-fin .faq-toggle{backdrop-filter:blur(8px);width:32px;height:32px;color:var(--text);background:#ffffff8c;border:1px solid #ffffffb3;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:18px;font-weight:300;transition:transform .3s,background .3s;display:flex}.vsm-fin .faq-item.open .faq-toggle{background:var(--grad);color:var(--white);border-color:#0000;transform:rotate(45deg)}.vsm-fin .faq-a{max-height:0;color:var(--text-mid);font-size:15px;line-height:1.6;transition:max-height .4s,margin .3s;overflow:hidden}.vsm-fin .faq-item.open .faq-a{max-height:300px;margin-top:14px}.vsm-fin .final-cta{color:var(--text);text-align:center;z-index:2;background:#f5f5f5;padding:180px 60px 140px;position:relative;overflow:hidden}.vsm-fin .final-h2{font-family:var(--display);letter-spacing:-.015em;max-width:880px;color:var(--text);margin:0 auto 24px;font-size:clamp(40px,5vw,64px);font-weight:800;line-height:1.05}.vsm-fin .final-h2 em{color:var(--text-mid);font-style:italic;font-weight:400}.vsm-fin .final-sub{color:var(--text-mid);max-width:560px;margin:0 auto 40px;font-size:17px;line-height:1.6}.vsm-fin .final-cta-row{flex-wrap:wrap;justify-content:center;gap:14px;display:flex}.vsm-fin .reviews-section{background:var(--black);color:var(--white);z-index:2;border-radius:0 0 40px 40px;padding:140px 60px 120px;position:relative}.vsm-fin .reviews-head{text-align:center;max-width:760px;margin:0 auto 96px}.vsm-fin .reviews-eyebrow{font-family:var(--body);text-transform:uppercase;letter-spacing:1.5px;color:var(--red);margin-bottom:18px;font-size:11px;font-weight:700}.vsm-fin .reviews-h2{font-family:var(--display);letter-spacing:-.015em;color:var(--white);margin-bottom:18px;font-size:42px;font-weight:800;line-height:1.1}.vsm-fin .reviews-h2 em{color:#ffffff8c;font-style:italic;font-weight:400}.vsm-fin .reviews-sub{font-family:var(--body);color:#ffffff8c;font-size:15px;line-height:1.6}.vsm-fin .reviews-grid{grid-template-columns:repeat(3,1fr);gap:24px;max-width:1280px;margin:0 auto;display:grid}.vsm-fin .review-item{background:#ffffff08;border:1px solid #ffffff14;border-radius:20px;flex-direction:column;gap:20px;padding:36px 32px;transition:border-color .3s,background .3s;display:flex}.vsm-fin .review-item:hover{background:#ffffff0a;border-color:#d8272b4d}.vsm-fin .review-stars{color:#ffb800;letter-spacing:3px;font-family:Arial,sans-serif;font-size:16px;line-height:1}.vsm-fin .review-quote{font-family:var(--body);color:#ffffffd9;flex-grow:1;margin:0;font-size:16px;font-weight:400;line-height:1.6}.vsm-fin .review-attribution{border-top:1px solid #ffffff14;flex-direction:column;gap:4px;padding-top:18px;display:flex}.vsm-fin .review-name{font-family:var(--display);color:var(--white);letter-spacing:.3px;font-size:14px;font-weight:700}.vsm-fin .review-meta{font-family:var(--body);color:#ffffff73;text-transform:uppercase;letter-spacing:1.5px;font-size:11px;font-weight:600}.vsm-fin .reviews-foot{text-align:center;margin-top:56px}.vsm-fin .reviews-link{font-family:var(--body);font-size:var(--fs-md);color:var(--d2);transition:color var(--t-base);font-weight:500;text-decoration:none}.vsm-fin .reviews-link:hover{color:var(--white)}.vsm-fin .faq-cta-pair{flex-wrap:wrap;gap:10px;display:flex}@media (max-width:1024px){.vsm-fin .hero-grid,.vsm-fin .app-grid,.vsm-fin .why-grid,.vsm-fin .team-head,.vsm-fin .guide-grid,.vsm-fin .faq-grid,.vsm-fin .cred-head{grid-template-columns:1fr;gap:48px}.vsm-fin .cred-grid{grid-template-columns:1fr}.vsm-fin .cred-feature{grid-template-columns:1fr;gap:24px;padding:36px}.vsm-fin .match-grid,.vsm-fin .team-grid{grid-template-columns:repeat(2,1fr)}.vsm-fin .top-bar{flex-wrap:wrap;height:auto;margin:8px 8px 0;padding:8px 16px}.vsm-fin .tb-logo{padding-right:12px;font-size:16px}.vsm-fin .tb-locations{gap:0}.vsm-fin .tb-loc-name{min-width:80px;font-size:11px}.vsm-fin .tb-loc-detail{font-size:11px}.vsm-fin .tb-icons{display:none}.vsm-fin .main-nav{height:48px;margin:0 8px}.vsm-fin .mn-links{overflow-x:auto}.vsm-fin .app-section,.vsm-fin .team-section,.vsm-fin .why-section,.vsm-fin .guide-section,.vsm-fin .faq-section,.vsm-fin .final-cta,.vsm-fin .reviews-section,.vsm-fin .match-strip,.vsm-fin .gradient-footer,.vsm-fin .cred-section,.vsm-fin .steps-section{padding-left:24px;padding-right:24px}.vsm-fin .hero{padding:40px 0 60px}.vsm-fin .hero-grid{padding:0 24px}.vsm-fin .calc-panel{width:calc(100% - 32px);max-width:480px;margin:-60px auto 0;position:relative;top:auto;left:auto;transform:none}.vsm-fin .hero-photos{height:480px}.vsm-fin .ci-tag{display:none}.vsm-fin .gradient-footer .footer-grid{grid-template-columns:1fr 1fr;gap:32px}.vsm-fin .hero-cta-row{gap:18px}.vsm-fin .reviews-grid{grid-template-columns:1fr;max-width:640px}.vsm-fin .reviews-section{padding:80px 24px 60px}}@media (max-width:640px){.vsm-fin .top-bar{padding:8px 12px}.vsm-fin .tb-locations{display:none}.vsm-fin .tb-icons{padding-left:0;display:flex}.vsm-fin .tb-logo{padding-right:0}.vsm-fin .season-strip{flex-direction:column;gap:4px;padding:10px 18px;font-size:11px}.vsm-fin .calc-panel{padding:28px 22px}.vsm-fin .payment-amount{font-size:48px}.vsm-fin .h1{letter-spacing:-.01em;font-size:38px}.vsm-fin .app-h2,.vsm-fin .team-h2,.vsm-fin .why-h2,.vsm-fin .faq-h2,.vsm-fin .cred-h2,.vsm-fin .steps-h2,.vsm-fin .reviews-h2{letter-spacing:-.01em;font-size:32px}.vsm-fin .field-row,.vsm-fin .match-grid,.vsm-fin .team-grid{grid-template-columns:1fr}.vsm-fin .steps-grid{grid-template-columns:1fr;gap:48px}.vsm-fin .steps-grid>.step-item:not(:first-child):before{background:linear-gradient(90deg,#0000 0%,#0000001a 30% 70%,#0000 100%);width:100%;height:1px;top:-24px;left:0}.vsm-fin .step-num{font-size:64px}.vsm-fin .step-title{font-size:24px}.vsm-fin .mobile-sticky{display:flex}.vsm-fin body{padding-bottom:80px}.vsm-fin .app-form{padding:28px 22px}.vsm-fin .rate-big{font-size:64px}.vsm-fin .rate-card{padding:32px 26px}.vsm-fin .cred-feature{padding:28px 22px}.vsm-fin .cred-feature-h{font-size:24px}.vsm-fin .gradient-footer{padding:140px 24px 24px}.vsm-fin .gradient-footer .footer-grid{grid-template-columns:1fr;gap:32px;margin-bottom:32px}.vsm-fin .gradient-footer .footer-bottom{flex-direction:column;align-items:flex-start}.vsm-fin .gradient-footer .footer-bottom-right{align-items:flex-start}.vsm-fin .hero-tiles{grid-template-columns:1fr;gap:8px;max-width:100%;margin:24px 0 20px}.vsm-fin .hero-tile{min-height:auto;padding:14px 16px}.vsm-fin .hero-tile-h{font-size:15px}.vsm-fin .hero-tile-h br{display:none}.vsm-fin .hero-bullets{max-width:100%}.vsm-fin .btn-hero-primary{width:100%}}@media (max-width:900px){.vsm-fin .hero{padding:32px 0 48px}.vsm-fin .hero-grid{grid-template-columns:1fr;gap:32px;padding:0 20px}.vsm-fin .hero-photos{height:380px}.vsm-fin .calc-panel{width:100%!important;max-width:100%!important;margin:0!important;position:relative!important;top:auto!important;left:auto!important;right:auto!important;transform:none!important}}.vsm-fin .veh-tabs{-webkit-overflow-scrolling:touch;flex-wrap:nowrap;max-width:100%;overflow-x:auto}.vsm-fin .veh-tab{flex-shrink:0}@media (max-width:640px){.vsm-fin .veh-tabs{padding:4px}.vsm-fin .veh-tab{padding:8px 16px;font-size:12px}}@media (max-width:768px){.vsm-fin .steps-grid,.vsm-fin .why-grid,.vsm-fin .team-grid{gap:40px;grid-template-columns:1fr!important}.vsm-fin .match-grid{grid-template-columns:repeat(2,1fr)}.vsm-fin .faq-grid{gap:32px;grid-template-columns:1fr!important}.vsm-fin .steps-section,.vsm-fin .app-section,.vsm-fin .team-section,.vsm-fin .why-section,.vsm-fin .guide-section,.vsm-fin .faq-section,.vsm-fin .cred-section,.vsm-fin .match-strip,.vsm-fin .final-cta,.vsm-fin .reviews-section{padding-top:64px;padding-bottom:64px}}@media (max-width:640px){.vsm-fin .cred-grid{grid-template-columns:1fr!important}.vsm-fin .cred-feature{padding:28px 22px;grid-template-columns:1fr!important}.vsm-fin .hero-tiles{grid-template-columns:1fr!important}.vsm-fin .match-grid{grid-template-columns:1fr}.vsm-fin .final-cta-row{flex-direction:column;align-items:stretch}.vsm-fin .final-cta-row .btn,.vsm-fin .final-cta-row .btn-ghost,.vsm-fin .final-cta-row .btn-dark{width:100%}.vsm-fin .reviews-grid{grid-template-columns:1fr}.vsm-fin .faq-cta-pair{flex-direction:column}.vsm-fin .faq-cta-pair .btn,.vsm-fin .faq-cta-pair .btn-ghost,.vsm-fin .faq-cta-pair .btn-dark{width:100%}.vsm-fin .cred-cta-row{text-align:center;flex-direction:column;align-items:stretch}}
